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  • Small Talk Newsletter, November 2005, Issue No. 25
    individual life, disability income or long-term care insurance. Two important changes are about to af- ... benefit without involvement of an insurer. The primary source of debt protection remains in the credit ...

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    • Authors: Society of Actuaries, Roger Annin, Christopher Hause, Norman E Hill, Terry Long, James Thompson, Philip Velazquez, Daniel Winslow, Denise Love, Donna K Ferguson
    • Date: Nov 2005
    • Publication Name: Small Talk
  • Small Talk Newsletter, June 2007, Issue No. 28
    preliminary Academy presentation on PBR for long-term care was made to LHATF. It was structured as a series ... assumptions. Another regulator stated that long-term care reserves under PBR should be twice as high as current ...

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    • Authors: Society of Actuaries, Mark Birdsall, Norman E Hill, Cary O Lakenbach, Leon Langlitz, Raymond Ted Schlude, James Thompson, Ronora Stryker, Meg Weber, Arthur Aaronson
    • Date: Jun 2007
    • Publication Name: Small Talk
  • Small Talk Newsletter, September 1999, Issue No. 14
    independent agency, insurer, reinsurer, direct market or direct writer—can win in the new game. The industry ... opened West. The second transformation was the direct writers’ rise to personal line dominance. After ...

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    • Authors: Norma Y Christopher, Christian J DesRochers, Norman E Hill, John M O'Sullivan, James Thompson, Scott J Cipinko, Tim Pease, Kevin Keegan, Ara C Trembly
    • Date: Sep 1999
    • Publication Name: Small Talk
  • The Financial Reporter
    effectively amends SFAS 5, replacing it as the primary source of guidance for accounting for uncertain- ... set of assumptions is unclear (again, usually a direct reflec- tion of the statutory reserve ambiguity) ...

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    • Authors: Richard H Browne, Robert Frasca, Norman E Hill, Christopher Perrin, Henry Siegel, Vincent Y Y Tsang, James Thompson
    • Date: Mar 2007
    • Publication Name: The Financial Reporter
  • Small Talk Newsletter, May 1999, Issue No. 13
    This hotly argued rec- ommendation will have a direct impact on the bottom line and give rise to addi- ... complacency. Corporate law typically imposes standards of care on the company’s managers and directors which could ...

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    • Authors: Richard H Browne, Cherri R Divin, Norman E Hill, Mike Lombardi, James Thompson, Scott J Cipinko, Cecilia Green, Jacqueline Bitowt, Thomas F Streiff, Ara C Trembly
    • Date: May 1999
    • Publication Name: Small Talk
  • Small Talk Newsletter, December 1998, Issue No. 12
    remember changes in our nation’s overall health care system were almost mandated on employers. The same ... from both valuation and tax perspectives. The primary products affected are level premium term insurance ...

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    • Authors: Norman E Hill, James Reiskytl, Edward J Slaby, James Thompson, James Van Elsen, Patrick Lusk, Al Barthelman, Wallace F Dale, Rick Storms
    • Date: Dec 1998
    • Publication Name: Small Talk
  • Small Talk Newsletter, May 1998, Issue No. 11.
    investment both internal and external including direct This is likely to create a receivable, given business ... Regulation A–620, Accelerated Benefits A–641, Long-Term-Care Insurance Model Regulation A–820, Standard Valuation ...

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    • Authors: Christian J DesRochers, Jerry Enoch, Anson Glacy, R Thomas Herget, Norman E Hill, Paul J Sulek, James Thompson, Thomas P Tierney, Teri Geske, DALE ALLEN HALL, JOHN WADE, D A D'Annunzio, Joel Lantzman
    • Date: May 1998
    • Publication Name: Small Talk
  • Small Talk Newsletter, December 2000, Issue No. 16
    funeral homes, final expense poli- cies often sold by direct mail, and home service (debit) policies. Some background ... table. In a more complex application, long- term care insurance claims were com- pared to expected claims ...

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    • Authors: Robert A Brown, Norman E Hill, John M O'Sullivan, Edward J Slaby, James Thompson, James Van Elsen, Lloyd Spencer, Julie Hunsinger, Robert Guth, James Berger, Brent Mardis, Scott J Cipinko, Andy Hansen, David Pilla
    • Date: Dec 2000
    • Publication Name: Small Talk
  • Small Talk Newsletter, June 2006, Issue No. 26
    framework for a viable valuation structure. Our primary trade association, the American Council of Life ... statutory reserve developments of all sorts. 10. One primary concern over Principles Based Valuation is the ...

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    • Authors: Roger Annin, Christopher Davis, Norman E Hill, W Howell Pugh, Raymond Ted Schlude, James Thompson, Philip Velazquez
    • Date: Jun 2006
    • Publication Name: Small Talk
  • Small Talk Newsletter, November 2007, Issue No. 29
    should be “safe” niches. Today, lines like long-term care, stop loss, long-term disability and variable products ... Talk • 7 Issue 29 Today, lines like long-term care, stop loss, long-term disability and variable products ...

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    • Authors: Mark Birdsall, Christian J DesRochers, Norman E Hill, Terry Long, James Thompson, Donald Walker, Steven Siegel, ADAM ALLEN WHITE, Meg Weber, Jeffrey B Norris
    • Date: Nov 2007
    • Publication Name: Small Talk